BODY {
margin-top : 0;
margin-left : 0;
margin-right: 0;
margin-bottom: 0;
background-color : White;
font-family: verdana, sans-serif;
color: #666666;
}

table {
	margin-top: 0;
	margin-bottom: 0;
	border: 0px;
}

TD, TR {
vertical-align : top;	
}

h1  {
	font-size : 14pt;
	padding: 0;
	margin-top: 1.5em;
	margin-bottom: 1.0em;
}

p, ol, dl, dt, dd, blockquote {
	padding: 0;
	margin-top: 1.5em;
	margin-bottom: 1.5em;
	border: 0;
}
	
ul, li {
	padding: 0;
	margin-top: 0em;
	margin-bottom: 0em;
	border: 0;
}

a:link {
  color: #666666;
  text-decoration: underline;
}

a:visited {
  color: #333333;
  text-decoration: underline;
}

a:hover { 
  color: #666666;
  background-color : #FFFFCC;
}



 /* this custom section*/

 /*main table*/
.tb1 {
	border: 0;
	padding: 0px 0px 0px 0px;
	margin: 0px 0px 0px 0px;
	background-image : url(../if/bg.jpg);
	background-repeat : repeat-x;
}

 /*horizontal row with gradient blue bg*/
.tb2 {
	padding: 0px 0px 0px 0px;
	margin: 0px 0px 0px 0px;
	background-color: #F6F8FB;
	border-bottom-color : #7296C2;
	border-bottom-style : solid;
	border-bottom-width : 1px;
}

 /*columns bg light grey w/small border*/
.tb3 {
	background-image :  url(../if/menu.gif);
	background-position : top;
	background-repeat : no-repeat;
}

 /*horizontal row with gradient blue bg*/
.tb4 {
	padding: 0px 0px 0px 0px;
	margin: 0px 0px 0px 0px;
	background-color: #EFF1EE;
	border : 1px solid #7296C2;
}

 /* the bar divides content from products*/ 
.bar {
	font-size: 10pt;
	font-weight: bold;
	color: #666666;
	text-align: center;
	background-color : #ECF0F6;
	margin: 10px 25px 10px 25px;
} 
 
 
 
 
 /*cookie-crumb menu in center column*/	
.cookie {
	font-size: 8pt;
	font-weight: normal;
	color: #333333;
	text-align: left;
	margin: 5px 10px 5px 10px;
	padding: 0px 0px 6px 3px;
}

 /*regular body text centered*/
.center {
	font-size: 10pt;
	text-align: center;
	margin: 0px 10px 0px 10px;
}

 /*white text on blue bg*/
.ftr {
	font-size: 8pt;
	color: #666666;
	text-align: center;
	margin: 3px 0px 3px 0px;
}

 /*second row headline section*/
.headline {
	font-size: 8pt;
	font-weight: normal;
	color: #333333;
	padding-left: 8pt;
	margin: 0px 10px 0px 12px;
}

 /*keywords display in first row, second column*/
.keyword {
	font-size: 10pt;
	font-weight: bold;
	font-style: italic;
	text-align: right;
	color: White;
	margin: 65px 10px 0px 10px;
}

 /*menu headers*/
.menu-hdr {
	font-size: 10pt;
	font-weight: bold;
	margin: 10px 10px 10px 10px;
}

 /*menu style*/
.menu {
	font-size: 10pt;
	font-weight: normal;
	margin: 10px 10px 10px 10px;
}

 /*footer menu style*/
.menu2 {
	font-size: 10pt;
	text-align: center;
	margin: 10px 10px 10px 10px;
}

 /*regular body text*/
.normal {
	font-size: 10pt;
	margin: 0px 10px 0px 10px;
}

 /*slogan or logo place in top right corner*/
.logo {
	font-size: 24pt;
	font-weight: bold;
	font-style: normal;
	text-align: left;
	color: White;
	margin: 45px 10px 0px 20px;
}